My Medical Skills Give Me Experience Points Chapter 1407 - 560: Brother-Supporting Addict? Winning Hearts

The atmosphere within a hospital, particularly the conduct of its medical personnel, serves as a significant indicator of the institution’s overall medical proficiency and quality.

Doctors and nurses who possess a degree of knowledge and competence, yet exhibit condescension, arrogance, and indifference, treating patients and their families as inferior beings, will ultimately not achieve a very high professional standing, regardless of their technical skills.

This is a matter unrelated to formal education.

If a doctor lacks the fundamental spirit of genuine service to patients and instead dedicates their thoughts solely to ostentatiously displaying their perceived higher status, how can their professional capabilities truly advance?

After several years of merely going through the motions, their practical clinical experience remains deplorably poor.

Such physicians, who simply coast by, find little room for continued employment in a large establishment like Tu Ya. They are inevitably weeded out through various evaluation processes.

For instance, the Dr. Lu encountered by Zhou Can was a prime example of this phenomenon.

Dr. Lu, at least, had some inherent talent and made efforts to hone his professional skills. However, there are even more incompetent individuals, mere ornamental figures, who have never seriously dedicated themselves to practice since joining the hospital.

The expatriate PhD holder, Du Leng, was essentially of this caliber.

Despite the prestige associated with his doctoral degree from abroad, he was still relegated to the sidelines due to his inability to bridge the gap between his ambitions and his actual achievements. The fact that even someone with his educational background could be ruthlessly marginalized by Tu Ya underscores the harsh reality for those with more ordinary qualifications.

Following the treatment of his wound at the hospital, Jiang Wei insisted on personally driving Zhou Can home.

It was apparent that her demeanor toward Zhou Can had undergone a subtle shift after the recent unsettling events.

"Why were those individuals intent on apprehending you?"

Zhou Can had been deliberately sidestepping this sensitive subject, but with her driving and him in the passenger seat, an opportunity for a more direct conversation had arisen.

"I had taken out high-interest loans, and I was unable to meet the repayment deadlines. After receiving a few threats, I hadn't anticipated they would actually be waiting at my residence tonight."

After a moment's pause, she finally divulged the unvarnished truth.

"How much did you ultimately borrow?"

"I initially took out seven hundred thousand in high-interest loans. With the accumulated interest, the total debt has now surged past one million."

Loans with exorbitant interest rates and online lending platforms are akin to abysses of despair.

Once one falls into their clutches, even if they escape with their life, a significant part of their future is irrevocably lost.

Many individuals, due to a lack of awareness or other compelling reasons, resort to online loans. What might begin as a few thousand or tens of thousands can rapidly escalate to over a million. The predatory practices employed within these systems are truly of the kind that consumes everything without leaving a trace.

Borrowing one thousand and receiving only five hundred in hand is considered a relatively lenient arrangement.

Some online lending entities compel borrowers to issue promissory notes for fifty thousand when the actual loan amount is merely ten thousand.

Consequently, when repayment is due, they demand the full fifty thousand. Even more unscrupulous operators employ deceptive tactics, vanishing just as the borrower scrapes together the funds for repayment before the due date.

The following day, they falsely claim the borrower has breached the contract by failing to pay on time, and then impose exorbitant late fees.

At this juncture, they pressure the debtor into borrowing from other online loan providers.

This destructive cycle can cause a debtor's liability to balloon to over a million in an exceedingly short period. Ultimately, the individual may be forced to sell their home, resort to illicit activities, engage in prostitution, or even contemplate suicide.

Therefore, regardless of how desperate the circumstances may seem, it is imperative to steer clear of online loans and high-interest lending.

Online loans often calculate interest on a daily basis. While this may sound negligible, an annual interest rate exceeding twenty percent is quite common.

"Why did you borrow such a substantial amount through high-interest loans? Purchasing a three-bedroom apartment outright would cost just over a million!"

Zhou Can couldn't comprehend the reason for such a massive debt.

Her previous explanation indicated that the apartment she acquired was relatively small and financed through a mortgage. Furthermore, she did not own a vehicle.

Seven hundred thousand is by no means a trivial sum.

There should logically be a reason why such a large amount was spent, right?

Moreover, her current income is not insignificant, exceeding two hundred fifty thousand annually before taxes.

After a prolonged silence, extending over twenty seconds, she finally spoke with deliberate slowness.

"I borrowed the high-interest loans to assist my brother with his marriage and the purchase of a house."

These few words carried an immense weight as they left her lips.

What immediately surfaced in Zhou Can's mind was not a notion of familial affection, but rather the concept of a "parasitic brother."

Certain elder or younger sisters, having been subjected to patriarchal principles ingrained through their upbringing, continue to endure persistent oppression and exploitation. Their hard-earned money is often seized by their parents to be bestowed upon their brothers.

Families exhibiting such dynamics are not only present but are surprisingly common.

In this world, parents often believe that daughters will eventually marry, so it's better to keep them home a while longer.

"Your brother is getting married and buying a house; shouldn't that be his own responsibility? Even if you, as his elder sister, provide some financial assistance, it should be within your capabilities. You've borrowed so much, and it's all high-interest debt..."

As he spoke, the vehicle suddenly swerved and came to an abrupt halt.

His words had struck a nerve, causing her to lose focus entirely, running a red light. They narrowly avoided a collision with an oncoming vehicle.

Fortunately, the car was equipped with advanced safety features, including automatic braking and anti-lock systems, which prevented a more serious accident.

Zhou Can was greatly alarmed.

Female drivers can indeed be incredibly perilous. This has no bearing on one's educational background.

Even individuals with PhDs are not exempt from the reputation of being 'road killers'.

"Pull over to the side of the road up ahead. I'll take over driving!"

Zhou Can absolutely did not dare to entrust his life to her driving skills any longer.

She was also quite shaken, her hands trembling slightly, her face pale.

"I apologize. I was distracted just now. Your hand is injured, so you really can't drive. I should continue."

"Just pull over. I can activate the autopilot assistance."

Zhou Can insisted once more.

He absolutely could not let her grasp the steering wheel again.

"Very well!"

Admitting her error, she slowly maneuvered the car to the side of the road and stopped. Then, she exited the vehicle, allowing Zhou Can to take the driver's seat.